MiniCapital UG was founded in 2015 by Emmanuel Okello, a former investment banker who noticed a significant gap in the Ugandan financial market. While working at one of Kampala's leading banks, Emmanuel observed that investment opportunities were primarily accessible only to wealthy individuals and large corporations, leaving ordinary Ugandans with limited options to grow their wealth.
Determined to change this narrative, Emmanuel partnered with Sarah Nakato, a financial educator, to create MiniCapital UG with a simple yet powerful mission: to make investment opportunities accessible to all Ugandans, regardless of their financial starting point.
We began with a small office in Nakasero, Kampala, focusing specifically on helping clients with modest capital—as little as 720,000 shillings—to build diversified portfolios. What started as a team of three has now grown to over 20 dedicated professionals serving more than 5,000 clients across Uganda.
Our approach challenged conventional investment wisdom in Uganda. Instead of requiring large initial capital, we developed innovative strategies that pooled resources from multiple small investors to access opportunities previously available only to the wealthy. This pioneering model has since been recognized by financial institutions across East Africa and has helped thousands of Ugandans begin their wealth-building journey.
Today, MiniCapital UG stands as Uganda's premier advisory firm for small-capital investors, with offices in Kampala, Jinja, and Mbarara. Our success stories include market vendors who have expanded to multiple locations, teachers who have built passive income streams, and young professionals who have achieved financial independence—all starting with modest investments of 720,000 to 1 million shillings.
What drives us every day
To democratize financial growth opportunities in Uganda by providing expert investment guidance, innovative financial products, and comprehensive education to individuals with minimal starting capital, empowering them to build sustainable wealth and achieve financial independence.
We believe financial growth should be accessible to everyone, not just the wealthy. We continuously develop and offer investment opportunities that can be accessed with minimal capital.
We prioritize financial literacy as the foundation of successful investing. Every client relationship begins with education, ensuring informed decision-making.
We maintain complete transparency in all our operations, clearly communicating risks, costs, and potential returns to build lasting trust with our clients.
We measure our success not just by returns generated but by the positive impact our investment strategies have on local communities and Uganda's economic development.
The experts behind MiniCapital UG
With over 15 years of experience in banking and investment, Emmanuel leads our strategic vision. Prior to founding MiniCapital UG, he worked at Standard Chartered and DFCU Bank, where he specialized in investment banking for SMEs. Emmanuel holds an MBA from Makerere University and is a certified financial analyst.
Sarah leads our educational initiatives, designing programs that transform financial concepts into practical knowledge for beginners. With a background in adult education and finance, she has trained over 3,000 Ugandans in investment basics. Sarah previously worked at the Capital Markets Authority and holds a Master's in Finance from Kyambogo University.
Daniel specializes in developing tailored investment strategies for clients with minimal starting capital. His innovative approach to fractional investments has helped over 500 clients achieve significant returns. Daniel has a background in economics and previously worked with microfinance institutions across East Africa.
Josephine ensures our clients receive personalized attention and support throughout their investment journey. She leads a team of client advisors who provide ongoing guidance and portfolio reviews. With a background in customer experience design, Josephine has transformed how we engage with clients to build lasting relationships.
The impact we've made since 2015
Ugandans actively investing through our platforms and advisory services, with 80% starting with less than 1 million shillings.
Consistent average returns for our clients, significantly outperforming traditional savings options and keeping ahead of inflation.
Documented cases of clients who achieved significant financial growth starting with minimal capital through our guidance.
Ugandans who have attended our free financial literacy workshops across the country since our founding.
What our clients say about us
I never thought I could become an investor with just 800,000 shillings. MiniCapital UG showed me how to start small and grow consistently. Three years later, my portfolio has grown to over 7 million shillings, allowing me to expand my tailoring business and send my children to better schools.
As a teacher, I was skeptical about investing with my limited savings. MiniCapital UG provided clear guidance and realistic expectations. Their agricultural micro-investment program has given me a consistent 20% annual return, creating a second income stream that's now almost equal to my teaching salary.
I started with exactly 720,000 shillings in their real estate microshares program. What impressed me most was the educational approach—they ensured I understood every aspect of my investment. Two years later, I've not only seen excellent returns but have gained the confidence to diversify into other investment opportunities.
Visual journey through our work
Free monthly workshop for beginners in Kampala
Personalized advisory session for new investors
Site visit to one of our agricultural investment cooperatives
Our team developing new investment opportunities
Annual event recognizing our most successful clients
Our mobile platform making investments accessible anywhere
Whether you have 720,000 shillings or more, we have the perfect strategy to help you begin building wealth. Our team is ready to guide you every step of the way.